Combine the wet and dry ingredients: Gradually add the dry ingredients to the butter mixture, alternating with the mashed bananas. Mix until just combined.
Optional step: If you want extra moisture, fold in the sour cream or yogurt at this point.
Pour the batter into the prepared loaf pan, smoothing the top.
Bake for 60-70 minutes, or until a toothpick inserted into the center comes out clean. If the top starts browning too quickly, you can cover the pan loosely with aluminum foil during the last 15 minutes of baking.
Cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.
Optional Toppings:
A drizzle of melted chocolate or caramel
A sprinkle of chopped nuts (like walnuts or pecans)
Enjoy your cream cheese banana bread! Let me know if you try it or want any adjustments!